Willard, Perry, Corinne, Honeyville and Garland are incorporated cities and Mantua is an incorporated town, all in Box Elder County, UT. None has a page of its own on this site; each figure below names the ZIP or the place it covers.
Willard, UT and the Employers With a ZIP 84340 Address
Willard lends its name to ZIP 84340, and the 2023 ZIP Code Business Patterns list 83 employers with payroll at addresses there. The fewer-than-five-employees share there was 67.5%. Their annual payroll for 2023 totaled $23.1 million.
Where most employers are this small, a request may rest on the business's bank statements more than on a payroll register. An invented case: a three-person contractor with a Willard address wants a line of credit sized to about a month of supplier bills rather than a long loan.
Perry, UT: A Self-Employment Figure in Place of a ZIP Count
This site's Census business counts include no ZIP that carries the Perry name, so the Perry figure here comes from residents: 4.6% (±1.9) of employed Perry residents were self-employed, per the 2020-2024 American Community Survey. The same survey puts Box Elder County, UT at 9.9% (±1.3).
Working alone does not narrow the menu: a self-employed Perry owner can request any of the six products. As an invented case, a home-based custom apparel business pricing a direct-to-film printer and a heat press would look at equipment financing, with the two machines as the funded items.
Corinne, UT: Paid Employees at ZIP 84307 Employers
Employer establishments with a ZIP 84307 address reported 1,699 paid employees for the March 2023 pay period and $94.5 million in annual payroll (ZIP Code Business Patterns). In ZIP 84307, establishments with fewer than five employees were exactly half.
An invented case: a two-person commercial window washing crew with a Corinne address finishes a month of storefront and office work and waits 45 days for the client to pay. Working capital or a line draw covers the wait between the work and the check.
Honeyville, UT: Solo Owners and a Grooming Trailer
The 2020-2024 American Community Survey puts the self-employed share of Honeyville's employed residents at 11.4% (±3.6). Employer establishments with a ZIP 84314 address are mostly small: 75.9% had fewer than five employees in 2023, and their annual payroll came to $5.4 million (ZIP Code Business Patterns).
Invented case: a solo dog groomer with a Honeyville address replaces a worn grooming trailer. The trailer is the funded item, so the request is an equipment request even though the business has no employees.
Garland, UT and the Small-Employer Share in ZIP 84312
Garland's name sits on ZIP 84312, where nearly three in four employers, 73.3% in the 2023 count, ran with a staff under five. Payroll at those employers came to about $13 million for the year, spread over 303 paid employees in the March pay period (ZIP Code Business Patterns).
Invented case: a small hardware store with a Garland address restocks fasteners, paint and plumbing parts ahead of a contractor's large order. Inventory financing pays the supplier, and the store repays on the schedule the funding partner sets.
Mantua, UT: A Wide-Margin Survey Figure and ZIP 84324
Mantua is an incorporated town. The 2023 ZIP Code Business Patterns count for ZIP 84324, which bears the Mantua name, was 24 employer establishments. The fewer-than-five share in ZIP 84324 was 66.7%.
Among Mantua's employed residents, 13.0% (±5.7) were self-employed (ACS 2020-2024), a wide margin from a small sample. Invented case: a one-person mobile sharpening service with a Mantua address buys a belt grinder and a blade-sharpening machine, and equipment financing spreads the cost over the months the machines stay in use.
Physician Offices Across Box Elder County, UT: An Allergy Extract Order
Box Elder County, UT had 32 offices of physicians in 2023, and half had fewer than five employees (County Business Patterns). For ZIP 84302, the 2023 count of physician offices was 21.
Invented example: a physician office that offers allergy testing places a $9,537 order for allergen extracts, testing trays and vials, due in 30 days. The stock is used across many patient visits, so a line draw or inventory financing fits the shape of that bill better than a multi-year loan. The Brigham City, UT page sets ZIP 84302 out sector by sector.
By Clayland Commercial Capital · Updated