Shops begin with a call to (435) 220-7289 or the short request form; the decision belongs to a funding partner.
A dyno and detailing machines fit equipment financing or a term loan; film and other stock fit a credit line or working capital. Cutting a floor pit, new circuits and air lines are property work outside this site.
At a glance
- Auto repair and maintenance, Box Elder County, UT
38 employer establishments (CBP 2023)
- Paid employees, auto repair and maintenance, Box Elder County, UT
172 (CBP 2023, March pay period)
- Annual payroll, auto repair and maintenance, Box Elder County, UT
$6.5 million (CBP 2023)
- Auto repair employers with a ZIP 84302 address
16 (ZBP 2023)
An Above-Ground Chassis Dyno for a Box Elder County, UT Performance Shop
A shop that tunes engines and tracks down drivability faults under load can add a chassis dynamometer, which spins the drive wheels against rollers and measures power at the wheels. An above-ground model sits on the shop floor with its own ramps and can be moved, so it is equipment, a fit for equipment financing. An in-ground dyno needs a pit cut into the slab; that pit, any new electrical service and exhaust extraction ducting are property work outside this site.
In an invented example, the dyno, its weather station and its software license come to $86,450 on one quote. In the table, an invented term loan sits next to invented equipment financing for the same dyno.
| Structure | Term and annual rate | Monthly payment | Interest |
|---|---|---|---|
| Equipment financing | 60 months, 10.68% | $1,865.87 | $25,502.20 |
| Term loan | 48 months, 11.73% | $2,265.12 | $22,275.76 |
In this invented comparison, the 48-month loan costs $399.25 more each month and $3,226.44 less in interest over its term. A funding partner may offer a different structure, or decline.
Detailing Bay Machines on One Quote: an Extractor, Two Polishers and a Steam Cleaner
Detailing shops sit in the same Census code as repair garages, automotive repair and maintenance (NAICS 8111). A detail shop adding interior and paint work buys a heated carpet and upholstery extractor, dual-action polishers for paint correction and a vapor steam cleaner for seats, vents and engine compartments. Each one plugs into an outlet and serves for years.
In an invented example, the extractor costs $3,437, each polisher $457 and the steam cleaner $2,968, $7,319 in all, financed over 24 months at a 13.91% annual rate: $351.10 a month, $8,426.40 across the term and $1,107.40 of invented interest.
Pads, compounds, coatings and cleaning chemicals are used up car by car. They are supply costs paid as the shop goes, not part of the machine quote. Engine-side machines, a cylinder head mill and a diesel injector test bench, are covered in the engine work and radiator post.
Rolls of Paint Protection Film Bought Ahead: a Brigham City, UT Credit Line Draw
Shops that apply clear paint protection film and window tint buy film by the roll, and one roll covers several vehicles. The distributor bills the order when it ships, while each customer pays when the car is finished and picked up.
A line of credit fits that pattern. In an invented case, a $7,682 film order is drawn at a 15.83% annual rate and repaid after 50 days, once the invented jobs are paid; the invented interest on the full balance comes to $166.58.
Repaying part of the invented draw as each car is picked up would shrink that figure further. For a single bill that does not repeat, a working capital loan with fixed payments is the other route.
Auto Repair and Maintenance in the Box Elder County, UT Census Files
Twenty-one of the 38 auto repair and maintenance employers in Box Elder County, UT had fewer than five employees in 2023, a 55.3% share (County Business Patterns, NAICS 8111). Their combined annual payroll was $6.5 million, spread across 172 people on staff in the March pay period.
Nonemployer Statistics, a separate Census program, counted 86 repair and maintenance businesses with no paid employees in the county in 2024. Sixteen auto repair employers listed ZIP 84302 as their street address in the 2023 ZIP Code Business Patterns file.
The Brigham City, UT page lists the office ZIP's other sectors, and the industries list pairs repair bays with retail shops and sandwich counters.
What a Repair or Detailing Shop Can Gather Before Calling in Brigham City, UT
- the vendor quote, with the model and any delivery, setup or training charge on its own line
- a separate estimate for electrician, concrete or ducting work, which stays outside the request
- recent business bank statements that show card and check deposits
- the film distributor's invoice or price sheet, if a credit line is part of the request
A funding partner can ask for more than this list. The decision on the request belongs to the partner alone; Clayland forwards it.
By Clayland Commercial Capital ยท Updated