Clayland Commercial Capital hands each request to funding partners, who set any terms; start with a call to (435) 220-7289 or the request form.
Machines with serial numbers fit equipment financing or a term loan; ingredients and packaging bought for a contract fit inventory financing or a credit line. Power drops, water lines and other work on the plant are property work outside this site.
At a glance
- Manufacturing, Box Elder County, UT
90 employer establishments (CBP 2023)
- Annual manufacturing payroll, Box Elder County, UT
$655.8 million (CBP 2023)
- Paid employees in manufacturing, Box Elder County, UT
7,940 (CBP 2023, March pay period)
- Manufacturing employers with a ZIP 84302 address
39 (ZBP 2023)
An X-Ray Inspection Unit at the End of a Box Elder County, UT Food Packaging Line
A food maker that seals sauces, baked goods or frozen meals in packages can add an x-ray inspection unit after the sealer. The unit scans each package on its conveyor, rejects any that hold glass, stone, bone or metal fragments, and flags packages that came out short. It rolls into place at the end of the line and plugs in, so it is equipment, a fit for equipment financing.
In an invented example, the unit and its reject bin are quoted at $57,415 and financed over 60 months at a 10.46% annual rate: $1,232.93 a month, $73,975.80 over the term and $16,560.80 of invented interest.
Food manufacturing counted 12 employer establishments in Box Elder County, UT in 2023, 3 of them with fewer than five employees (County Business Patterns, NAICS 311). Five food manufacturers gave ZIP 84302 as their address in ZIP Code Business Patterns.
A Plastic Profile Extrusion Line: Machines on the Request, Power and Water Off It
A shop that makes plastic trim, edging or tubing runs an extrusion line: an extruder that melts resin pellets and pushes them through a die, then a cooling tank, a puller and a cutter. Each machine carries a serial number and a working life of years. The three-phase power drop, the cooling water supply and any floor drains are property work outside this site.
In an invented example, the extruder is quoted at $47,260 and the cooling tank, puller and cutter at $21,845, $69,105 for the line. The table compares invented equipment financing with an invented term loan.
| Structure | Term and annual rate | Monthly payment | Interest |
|---|---|---|---|
| Equipment financing | 72 months, 10.21% | $1,287.56 | $23,599.32 |
| Term loan | 60 months, 11.08% | $1,505.27 | $21,211.20 |
The invented 60-month loan asks $217.71 more each month and saves $2,388.12 of interest. A funding partner sets the actual structure, rate and term, or declines the request. A plastics assembler adding an ultrasonic welder and a pad printing cell is worked through in a post on welders, bar feeders and pad printers.
A Soap Maker's Oils and Bottles for a New Grocery Contract in Brigham City, UT
In an invented case, a soap and lotion maker signs a contract with a regional grocery chain and has to buy oils, butters, fragrance, bottles, pumps and labels before the first case ships. The invented chain pays 50 days after each delivery, and making and shipping the first order takes 20 invented days.
Inventory financing, where the goods back the funding, or a line of credit can carry that gap. In the invented case, the $23,785 materials order is drawn on a line at a 14.77% annual rate and repaid after 70 days, when the invented chain pays; the invented interest on the full balance comes to $673.73.
Repeat orders from the same invented chain follow the same pattern, so a line paid down after each delivery and drawn again for the next batch fits better than a new request every time.
Box Elder County, UT Manufacturing Payroll, Plants and the ZIP 84302 Count
Manufacturing paid $655.8 million in annual payroll in Box Elder County, UT in 2023, the largest payroll of any county sector, to 7,940 employees in the March pay period, also the most of any sector (County Business Patterns).
Behind those totals stand 90 employer establishments; 42.2% had fewer than five employees. Fabricated metal product manufacturing, the code that holds machine shops, counted 22 of them, half with fewer than five employees (NAICS 332).
ZIP 84302 was the street address of 39 manufacturing employers in ZIP Code Business Patterns, 35.9% of them under five employees. Nonemployer Statistics, a separate program, counted 135 manufacturing businesses with no paid employees in the county in 2024. The Brigham City, UT page has the office ZIP's other sectors, and the industries page covers construction crews and repair bays too.
Papers a Brigham City, UT Plant Can Bring When a Contract Needs Materials First
- the customer's signed order or contract, with its payment terms
- supplier quotes for the materials, with delivery dates
- the machine quote, if equipment is part of the same call
- the plant's latest business tax return, plus bank statements from recent months
A partner may read the customer's payment terms as closely as the plant's own figures, since repayment in the invented soap case depends on them.
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