# Clayland Commercial Capital > Clayland Commercial Capital is a small-business funding broker at 12 S Main St, Brigham City, UT 84302 (phone (435) 220-7289). It helps businesses in Brigham City, UT; Perry, UT; Mantua, UT; Corinne, UT; Willard, UT; Honeyville, UT; Garland, UT and across Box Elder County, Utah, explore equipment financing, working capital, term loans, business lines of credit, inventory financing and merchant cash advances for operating businesses. Clayland Commercial Capital is a business funding broker, not a lender. Requests go to independent funding partners, who make every credit decision and set any amount, rate and term. Clayland Commercial Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Clayland Commercial Capital does not arrange funding for trucking companies, freight hauling, agriculture, startups without revenue, real estate purchases or building construction loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 12 S Main St, Brigham City, UT 84302, United States - Phone: (435) 220-7289 - Apply: https://claylandcommercialcapital.com/apply/ - Places: Brigham City, UT; Perry, UT; Mantua, UT; Corinne, UT; Willard, UT; Honeyville, UT; Garland, UT and all of Box Elder County, Utah - Language: English ## Funding options - [Brigham City, UT Types of Business Loans, Sorted by What Each One Pays For](https://claylandcommercialcapital.com/business-loans/): Match the funding type to the cost: repeating costs to a credit line, one-time costs to a term loan, machines to equipment financing, stock to inventory financing, short gaps to working capital, and card-sales businesses to an advance. - [Brigham City, UT Working Capital Loans for a Powder Coating Oven Repair and the Weeks Around It](https://claylandcommercialcapital.com/business-loans/working-capital/): A working capital loan bridges an operating cost and the income that pays for it. It is paid back on a short, fixed schedule; partners set the amount, rate and term. - [Brigham City, UT Business Term Loans, Worked Through a Food Plant's Labeling Machine](https://claylandcommercialcapital.com/business-loans/term-loans/): Use a term loan when the plant is paying one big invoice whose price is already settled. The payment stays level, interest falls each year as the balance shrinks, and the partner sets the amount, rate and term. - [Brigham City, UT Business Lines of Credit: Built Around Dental Supply Orders](https://claylandcommercialcapital.com/business-loans/line-of-credit/): Dental supply orders and an IT services firm's hardware statements come back month after month, and that rhythm is what a credit line is built for. Draw when the bill arrives, pay down when income clears, and pay interest only on what is drawn; the partner sets the limit and terms. - [Brigham City, UT Inventory Financing for Stock That Has to Arrive Before the Sale](https://claylandcommercialcapital.com/business-loans/inventory-financing/): Inventory financing ties the money to the goods: a partner advances part of the cost of stock or materials, and the business pays it back as the goods sell or the order ships. Partners set the advance share, the rate and the term. - [Equipment Financing in Brigham City, UT: Loans and Leases on the Machines That Do the Work](https://claylandcommercialcapital.com/equipment-financing/): The machine can secure the financing. A loan or finance agreement makes the business the owner; a lease leaves ownership with the partner until any end-of-term purchase. Partners set the amount, rate and term. - [Brigham City, UT Merchant Cash Advances, Traced Through a Furniture Store's Card Sales](https://claylandcommercialcapital.com/merchant-cash-advance/): The factor sets the total to be collected, and the holdback sets how much of each day's card sales goes toward it. Strong sales days finish the advance sooner and lighter ones stretch it out, but the total stays the same. ## Industries - [Brigham City, UT Dental Office Loans for Sedation Monitors, a Piezo Surgery Unit and Hygienists' Loupes](https://claylandcommercialcapital.com/industries/dental-practices/): Devices with a long working life fit equipment financing or a term loan; graft material and other stock bought case by case fit a line of credit. Plumbing and cabinetry in the treatment rooms are property work outside this site. - [Restaurant Loans in Brigham City, UT for a Ventless Oven, an Espresso Machine and To-Go Packaging](https://claylandcommercialcapital.com/industries/restaurants/): Ovens and espresso machines fit equipment financing; packaging and food orders fit a credit line or working capital. Electrical circuits, water lines and other hookups are property work outside this site. - [Medical Practice Loans in Brigham City, UT: Bracing Stock, a Cryosurgery Unit and Home Sleep Test Recorders](https://claylandcommercialcapital.com/industries/medical-practices/): Stock that leaves the shelf within weeks fits a line of credit; devices with a working life of years fit equipment financing or a term loan. Plumbing, cabinetry and other work on the suite itself stays outside this site. - [Brigham City, UT Financing for Contractors: Press Tools, a Crew Pickup and Culvert Pipe Ordered Ahead](https://claylandcommercialcapital.com/industries/construction/): Tools and a crew pickup fit equipment financing; culvert pipe and other material bought ahead fit a credit line or working capital. Loans to build houses or to buy land are outside this site. - [Brigham City, UT Business Loans for Retailers: a Florist's Display Cooler, a Publisher Order and a Camera Kit](https://claylandcommercialcapital.com/industries/retail/): Coolers, camera kits and freestanding signs fit equipment financing; stock bought for resale fits inventory financing or a credit line. Camera wiring, sign footings and other work on the building itself fall outside this site as property work. - [Auto Repair Shop Loans in Brigham City, UT for a Chassis Dyno, Detailing Extractors and Paint Protection Film](https://claylandcommercialcapital.com/industries/auto-repair/): A dyno and detailing machines fit equipment financing or a term loan; film and other stock fit a credit line or working capital. Cutting a floor pit, new circuits and air lines are property work outside this site. - [Manufacturing Equipment Financing in Brigham City, UT for an X-Ray Inspection Unit, a Profile Extrusion Line and a Soap Maker's Order](https://claylandcommercialcapital.com/industries/manufacturing/): Machines with serial numbers fit equipment financing or a term loan; ingredients and packaging bought for a contract fit inventory financing or a credit line. Power drops, water lines and other work on the plant are property work outside this site. - [Business Loans for Real Estate Agents in Brigham City, UT: Open-House Flags, Window Display Screens and a Listing Launch Bill](https://claylandcommercialcapital.com/industries/real-estate-agents/): Signs and screens fit a short equipment term; a listing's printing and video bill fits a credit line or working capital. Wall brackets, new outlets and other work on the office are property work outside this site. - [Brigham City, UT Chiropractic Practice Loans for a Spinal Scanning System, Hearing Aid Stock and Pediatric Therapy Swings](https://claylandcommercialcapital.com/industries/chiropractic-and-therapy-practices/): Scanners, test instruments and therapy swings fit equipment financing or a term loan; hearing aid stock fits a credit line or working capital. Ceiling anchors, walls and other changes to the suite are property work outside this site. - [Brigham City, UT Business Loans by Industry: A Spring Maker's Coiling Machine, a Collision Shop's Repair Bill and a Monument Maker's Sandblast Cabinet](https://claylandcommercialcapital.com/industries/): Each trade sits in a group set by what its money pays for, and each carries its own Box Elder County, UT Census count. Invented cases set a collision shop repair bill beside a paint order, price a spring coiling machine, and take a monument maker with no trade page through the same six funding types. ## Tools and calculators - [Brigham City, UT Small Business Resources: A Machine Payment Calculator, a Loan Plan Outline and the Census Tables Behind the Counts](https://claylandcommercialcapital.com/resources/): One calculator and three planning aids. The calculator prices a financed machine; the plan outline and the physician office document list help an owner get ready for a call; the Census key explains which program each county or ZIP 84302 count comes from. - [CNC Machine Payment Calculator for Brigham City, UT Machine Shops and Plants](https://claylandcommercialcapital.com/resources/cnc-machine-payment-calculator/): The calculator handles one shape of deal: a machine price, less any down payment, paid in level monthly installments. Fees, taxes, lease end prices and installation are left out; the cases below work those by hand. Real terms come from a partner's offer. ## Brigham City, UT and nearby communities - [Brigham City, UT Business Loans for a Wall Saw, a Nailing Machine and a Gutter Crew's Coil Stock](https://claylandcommercialcapital.com/brigham-city-ut/): Six products, one phone call to start: Clayland Commercial Capital in Brigham City, UT sends each request to funding partners, and a partner's written offer, if one comes, is the only place a rate or term is set. - [Business Loans Around Brigham City, UT: Nearby Box Elder County, UT Places and a Physician Office's Allergy Supply Order](https://claylandcommercialcapital.com/service-areas/): Willard, Perry, Corinne, Honeyville and Garland are incorporated cities and Mantua is an incorporated town, all in Box Elder County, UT. None has a page of its own on this site; each figure below names the ZIP or the place it covers. ## Company - [Small Business Loans in Brigham City, UT When a Plant Order Outruns the Cash on Hand](https://claylandcommercialcapital.com/): Six funding types, one request route: the cost is described on a call, independent partners review it and set any terms, and the owner decides whether any offer fits. Equipment financing is the lead option for Box Elder County, UT shops. - [How to Get a Business Loan in Brigham City, UT, Starting With the Cost and the Date](https://claylandcommercialcapital.com/how-it-works/): Name the cost, the amount and the date. A partner reviews the business, may ask for statements and decides whether to make an offer; the owner compares any offer and chooses. - [Business Loan Answers for Brigham City, UT Owners, Worth Reading Before the First Call](https://claylandcommercialcapital.com/faq/): Short answers, each tied to a Box Elder County, UT business: timing credit line draws, service vans, advances against installments, newer businesses and comparing two offers. Partners decide on any request. - [Clayland Commercial Capital and the Brigham City, UT Funding Requests It Takes On](https://claylandcommercialcapital.com/about/): Clayland Commercial Capital works on requests for working capital, term loans, a line of credit, inventory and equipment financing and merchant cash advances. Funding partners review each request and set any amount, rate and term; the owner decides whether to sign. - [Reach Clayland Commercial Capital by Phone or at Its Brigham City, UT Desk](https://claylandcommercialcapital.com/contact/): The phone line and the request page lead to the same call. Settle four things before signing any loan: its total cost, how payments fall against the business's own cash dates, what paying early costs, and what is pledged. - [Start a Funding Request for a Brigham City, UT Shop, Crew or Practice](https://claylandcommercialcapital.com/apply/): On the form go a name, phone and email, the company's name, and a pick from each range: time in business, annual revenue, amount wanted. Bank statements, tax returns and supplier quotes can stay in the drawer until a reviewing partner names what it wants. - [What Clayland Commercial Capital Is, and Who Decides a Brigham City, UT Funding Request](https://claylandcommercialcapital.com/disclosures/): Clayland Commercial Capital is a business funding broker, not a lender: funding partners decide every request and set any terms. Local figures come from Census programs with their years, and worked cases use invented numbers. ## Optional - [Full text of every page](https://claylandcommercialcapital.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://claylandcommercialcapital.com/sitemap.xml)